You shouldn’t have to be rich to work with a financial planner.  So it doesn’t matter how much or how little money you have, and it doesn’t matter how much money you make in order to work with me.  However, there are certain qualities my clients posses that tend to make for a better fit.

• Are you a do-it-yourselfer?  Do you want to become one? Most of my clients are willing and able to manage their own cash and investments with a little bit of guidance and advice.  It’s really not that complicated.  It’s actually fairly simple.

• Are you comfortable on the Internet? Many of the tools that I refer to and the resources I recommend involve use of the Internet.  You’ll get a lot more out of working with me if you’re a little Web savvy.  If you’re reading this, you probably qualify.

• Do you want to beat the markets?  Do you need to? If so, I’m not your guy.  My clients are content with market returns rather than risk trying to better them.  Markets have enough uncertainty without the added uncertainty of whether or not you’ll actually beat them.

• Are you willing to pay for advice? My clients see the value in objective advice. They recognize that the “free” advice is often nothing more than part of someone’s sales pitch. Thus, they also value my time, keeping their appointments and arriving prepared.

• Do you want to become more knowledgeable about personal finance? I’d much rather teach you how to do something than keep doing it for you.  This concept fits nicely with hourly advice because the more you can do on your own, the less you will have to spend on future advice.

If you think you’d be a good fit for my services and are interested in working with me, check out how to work with me.